City · Texas
ADU rules in McKinney
These are the primary sources for accessory dwelling unit regulations in McKinney: the city's own zoning code, planning department pages, and permit guides. Start here before talking to anyone: the rules below are what your permit reviewer will apply.
Rules at a glance
Detached ADUs (the UDC also calls them backyard cottages) are allowed by right as an accessory use in all seven single-family districts (R43, R12, R8, R6, R5, R3, TR1.8) plus AG, shown as 'A' in Table 2-26 with no Specific Use Permit. Only one ADU is allowed per conforming lot, and it must sit behind the front face of the house with the same setbacks and height limit as the main dwelling. Small-lot single-family lots are excluded, and multifamily, commercial, and industrial districts do not allow ADUs at all.
UDC §205G.2.b; Table 2-26 (§205B)McKinney's UDC defines an accessory dwelling unit as detached from the primary dwelling; there is no attached-ADU pathway. Anything attached to the house is treated as an extension of the primary building, and a second full dwelling unit under the same roof would be a duplex, a separate use not allowed in single-family districts. An attached in-law suite can exist only as ordinary interior space of the home, not as a separately regulated dwelling unit. The Regional Employment Center appendix separately allows rear-yard garage apartments in that special district.
UDC §205G.2.b, §205G.2.a; §205D (Single-Family Detached, Duplex)The cap scales with the house: a 1,600 sq ft home allows an ADU up to 800 sq ft, while an 1,100 sq ft home allows up to 825 sq ft under the 75 percent small-home allowance. There is no separate fixed square-footage ceiling in the ordinance. The city guidebook notes a one-story home means a one-story ADU.
UDC §205G.2.b.I.c, .I.dNothing in the ADU standards requires the owner to live in either unit; a full-text search of the UDC found an owner-occupancy requirement only for bed and breakfasts. What the code does require is unified ownership: the ADU must stay under the same ownership as the primary dwelling, cannot be sold off separately, and cannot have its own electric meter. Both units can therefore be rented while the owner lives elsewhere.
UDC §205G.2.b.I.f, .I.gBecause a standard McKinney single-family home must already provide 4 spaces (2 in a garage), most lots will not owe any additional space for the ADU; 1 space is added only if the lot is below the threshold. The city's ADU guidebook restates this as: 4 or more existing spaces means no extra spot, fewer than 4 means add 1.
UDC §206E, Table 2-9 (Accessory dwelling unit row, referencing §205G.2.b)ADUs are marked 'A' (accessory use) in Table 2-26 for the eligible districts, not 'S' (Specific Use Permit), so no discretionary zoning approval is needed; the owner applies for a standard building permit through the Citizen Self-Service portal and must meet the §205G.2.b standards. In the H Historic Overlay a Certificate of Appropriateness must be approved before any permit for a new ADU. Planned Development districts follow their own ordinances and may not allow ADUs.
UDC Table 2-26 (§205B); §205G.2.b; §204Z (H Historic Overlay)The UDC places no restriction on renting an ADU long term. For short-term rental, McKinney now requires each dwelling unit to be registered annually (no fee) with a designated 24-hour responsible person; operating an unregistered STR is an offense. The registration program does not cap STRs or impose owner occupancy, but HOA covenants and deed restrictions still apply and the city program expressly does not supersede them.
Ord. 2026-03-022 (Code of Ordinances ch. 54, art. VII, §§54-270 to 54-272); UDC §205G.2.b.I.f, .I.gThe fine print: 8 caveats that can change the picture
- ADUs are prohibited on small-lot single-family detached and small-lot single-family attached lots (4,000 sq ft or less platted as a small-lot product), and only one ADU is allowed per conforming lot.
- Planned Development (PD) districts follow their own ordinances; the city guidebook warns that PD zoning may not allow an ADU, so check the specific PD before designing. The McKinney Town Center district uses its own use table with no ADU row.
- In the H Historic Overlay a Certificate of Appropriateness is required before any permit, and within the Historically Significant Area the ADU must use a similar or complementary architectural style and exterior materials to the primary dwelling.
- The ADU must stay under the same ownership as the primary dwelling, cannot have a separate electric meter, and must contain its own cooking, sleeping, eating, living, and sanitation facilities.
- Home occupations are not permitted in accessory dwelling units (UDC §205G.2.h).
- The Regional Employment Center (Appendix 2C) has its own provision letting each single-family detached dwelling contain an ADU in the rear yard, such as an apartment over the garage or a freestanding structure.
- HOA covenants and deed restrictions can prohibit or further limit ADUs and short-term rentals; the city's STR registration expressly does not supersede them.
- McKinney's Municode Code of Ordinances product is a frozen archive codified only through December 2022; the authoritative zoning text is the city-hosted UDC PDF, currently the March 3, 2026 edition.
Summarized from McKinney's ordinance text, read July 2026; every row links the code section it came from. Rules often vary by zone and lot, so treat this as orientation, not a permit determination, and confirm with the planning department before you commit to a design.
ADU regulations
- mckinneytexas.orgOfficial sourceVerified July 2026https://www.mckinneytexas.org/3491/Accessory-Dwelling-Units
- mckinneytexas.orgOfficial sourceVerified July 2026https://www.mckinneytexas.org/285/Unified-Development-Code
- mckinneytexas.orgOfficial sourceVerified July 2026https://www.mckinneytexas.org/DocumentCenter/View/39456/Unified_Development_Code_20260303#page=127
- mckinneytexas.orgOfficial sourceVerified July 2026https://www.mckinneytexas.org/DocumentCenter/View/39415
Short-term rental rules
Planning to rent your ADU on Airbnb or VRBO? McKinney regulates short-term rentals separately; check these before counting on nightly rental income.
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