City · New Jersey
ADU rules in Bay Head
These are the primary sources for accessory dwelling unit regulations in Bay Head: the city's own zoning code, planning department pages, and permit guides. Start here before talking to anyone: the rules below are what your permit reviewer will apply.
Rules at a glance
Bay Head's Land Use chapter (Chapter 147) allows no detached accessory dwelling. Its only accessory-unit provision, § 147-17.1, requires that an affordable accessory apartment 'be located within a detached single-family dwelling,' and the general rules close off the alternatives: § 147-6C allows no more than one residential building on each lot of record, § 147-6D(7) bars interior plumbing in any accessory building except for clothes washers, dryers and work sinks, and § 147-6K bars erecting or enlarging any structure 'for use as an apartment, two-family dwelling, multiple-family dwelling' in any zone. The § 147-2 definition of apartment adds that 'In no zone may there be an apartment which is utilized in addition to a single-family residential use on a parcel of property,' and § 147-6A allows only the uses each zone lists, which in every residential zone are single-family detached dwellings, parks, municipal uses and schools (§ 147-6.1A). A backyard cottage, garage apartment or pool-house suite could only come through a d(1) use variance from the Planning Board, which exercises the Zoning Board's powers (§§ 147-25F, 147-29).
Land Use §§ 147-2C (Apartment), 147-6A, C, D(2), (5) and (7) and K, 147-6.1A, 147-17.1A, 147-25F, 147-29The only legal second unit in a Bay Head house is a deed-restricted 'affordable accessory apartment' under § 147-17.1 (Ord. No. 2000-5), which applies 'Notwithstanding any provision of the Land Development Ordinance to the contrary' and so overrides the apartment bans in §§ 147-2 and 147-6K for this one use. It is allowed in every zone except the Conservation (C) Zone, only inside a detached single-family dwelling on a lot that meets the Appendix A schedule for its zone (10,000 sq ft and 100 ft wide in R-100, R-100-BF and R-100-OF; 5,000 sq ft and 50 ft in R-50, B & B and B-1), and only as a self-contained unit with a kitchen, complete sanitary facilities, sleeping quarters and a private entrance 'created to be occupied by a low- or moderate-income household' under the Council on Affordable Housing (COAH) rules at N.J.A.C. 5:93. The program is capped at 10 apartments borough-wide, each property carries a recorded deed restriction, and every application goes through a program administrator the Council designates. A market-rate in-law suite, basement apartment or apartment in an addition is not allowed, no zone permits two-family dwellings, and DCA's July 2026 municipal status report lists Bay Head's 'ACCESSORY APARTMENTS PROGRAM' at 0 units.
Land Use § 147-17.1A to E (added by Ord. No. 2000-5); §§ 147-2C (Apartment), 147-5 and Appendix A (as amended 9-15-2025 by Ord. No. 2025-14), 147-6K, 147-6.1ASection 147-17.1 sets a floor but no ceiling: each apartment needs living and sleeping space, cooking facilities, a kitchen sink and complete sanitary facilities for its occupants' exclusive use, and 'shall consist of no less than two rooms, one of which shall be a full bathroom' (§ 147-17.1C(7)); the application's floor plans must show 'the location, size and relationship' of the apartment and the primary dwelling (§ 147-17.1E(1)). The binding limits are the house's own: Appendix A (Supp. 32, December 2025) caps principal buildings at 2.5 stories and 35 feet, Note 5 allows 32.5 feet above base flood elevation in flood hazard areas, and Ord. No. 2025-14 (adopted 9-15-2025) cut maximum building coverage from 35 to 30 percent and lot coverage from 50 to 45 percent in R-100, R-100-BF and R-50, with R-100-OF unchanged at 25 and 40 percent (houses in B & B and B-1 follow R-50 and houses in B-2 follow R-100-BF, Notes 3 and 4). Detached accessory buildings are limited to one per lot, one story or 16 feet, five feet from any other building, 30 percent of the required yard area and no plumbing beyond laundry and work sinks (§ 147-6D; Appendix A Note 2), so none can hold a dwelling.
Land Use § 147-17.1C(7) and E(1); § 147-6D(2), (3), (5) and (7); § 147-5 and Appendix A, Schedule of Area, Yard and Building Requirements, Notes 2 to 5 (as amended 9-15-2025 by Ord. No. 2025-14)Section 147-17.1 sets no owner-occupancy condition, at application or afterward: its conditions run to the tenant (low- or moderate-income at initial occupancy and for at least 10 years), the rent, a recorded deed restriction 'running with the land and limiting its subsequent rental or sale,' a private entrance, parking and affirmative marketing. Chapter 147 ties owner residence only to other uses: the owner of a bed-and-breakfast inn 'must reside on the premises,' a rooming house owner 'shall be required to reside on the premises' (§ 147-2C), and a professional office in a residential zone is limited to 'a member of a recognized profession who is in residence on the lot' (§ 147-6.1B(2)). New Jersey has no statewide ADU statute that would add or preempt an owner-occupancy rule.
Land Use § 147-17.1C (no owner-occupancy condition); §§ 147-2C (Bed-and-breakfast inn; Rooming house), 147-6.1B(2)§ 147-17.1C(9) requires 'a minimum of two on-site parking spaces provided exclusively for the affordable accessory apartment,' in addition to the spaces required for the existing dwelling, and § 147-13A requires 2 spaces per single-family dwelling unit, so a house with an apartment needs four spaces of at least 9 by 18 feet (§ 147-13C(4)), reached by a driveway on the lot itself, since driveways serving parking on adjoining lots are not permitted (§ 147-13C(1)); the application's site development sketch must show 'the required parking spaces for both dwelling units' (§ 147-17.1E(3)). The state Residential Site Improvement Standards govern site improvements tied to residential development approvals and are 'the maximum that may be required in connection with residential development' (N.J.A.C. 5:21-1.5(a) and (b)); Table 4.4 under 5:21-4.14(c) 'specifies the maximum number of parking spaces planning boards and other local reviewers shall require' (1.5 to 3.0 per single-family house by bedrooms, 2.5 when bedrooms are not stated, single-family values for each unit of a two-family dwelling) and has no accessory-apartment category, so whether it trims the four-space total has not been tested.
Land Use § 147-17.1C(9) and E(3); § 147-13A and C(1) and (4); N.J.A.C. 5:21-1.5(a) and (b), 5:21-4.14(c) and Table 4.4An affordable accessory apartment is a permitted use in every zone but C under § 147-17.1A, with no conditional-use hearing: the owner files floor plans, rough elevations and a site development sketch with the program administrator the Council designates (§ 147-17.1D and E), who qualifies properties, files deed restrictions and secures certificates of occupancy, and 'shall only deny an application for an affordable accessory apartment if the project is not in conformance with COAH's requirements and/or provisions of this ordinance,' in writing. The Zoning Officer then issues the zoning permit when the plans conform 'in all respects' (§ 147-16B(2)(b)), followed by construction permits and a certificate of occupancy signed by the Construction Official and the Zoning Officer (§ 101-1A). Section 147-61 reads as if any conversion, or any change of use needing added parking, requires Planning Board site plan approval, but N.J.S.A. 40:55D-37a exempts 'individual lot applications for detached one or two dwelling-unit buildings' from site plan review. Any other second unit, market-rate or detached, needs a d(1) use variance from the nine-member Planning Board acting as the Zoning Board (§§ 147-18, 147-25F, 147-29), on which the Mayor (Class I) and Council (Class III) members may not sit for use variances; N.J.S.A. 40:55D-70(d) requires at least five affirmative votes, and § 147-48I charges a $350 application fee and a $3,000 escrow for a single-family residential use variance.
Land Use § 147-17.1A, D and E; §§ 147-16B(2), 147-18, 147-25F, 147-29, 147-48I, 147-61; Certificates of Occupancy § 101-1A; N.J.S.A. 40:55D-37a, 40:55D-70(d)The apartment 'shall be rented only to a household which is either a low- or a moderate-income household at the time of initial occupancy' and, 'for a period of at least 10 years from the date of the issuance of a certificate of occupancy, be rented only to low- or moderate-income households,' at rents set under N.J.A.C. 5:93-7.4 with a utility allowance (§ 147-17.1C(2) to (4)); the administrator income-qualifies renters, sets rents and annual increases and keeps the waiting list, the program must be affirmatively marketed (N.J.A.C. 5:93-11), and the recorded deed restriction limits both rental and sale of the property (§ 147-17.1C(6) and D(1)). Borough-wide, an owner must apply for a rental certificate of occupancy at least 10 days before any tenancy, attaching the lease or a verified abstract naming each tenant (§ 101-3B); a long-term rental (over 12 months) keeps its certificate until the tenant changes or for three years, a short-term rental of seven days to 12 months needs a new certificate every calendar year, the inspection fee is $150 per unit ($15 per reinspection), and 'Tenancies for a term of less than seven days are prohibited in the Borough of Bay Head' (§ 101-3C and F, as amended by Ord. Nos. 2020-15 and 2022-12). Rental units must also pass lead-based paint inspections at tenant turnover or every three years ($200 each; seasonal single- and two-family rentals of under six months a year without consecutive renewals are exempt, §§ 189-7 and 189-9), no dwelling unit may be rented to a group that is not a family as § 147-2 defines it (§ 147-6J), and a landlord whose seasonal rental draws three substantiated disorderly-conduct convictions in a year can be made to post a $500 to $5,000 bond for four years (§§ 189-2 and 189-3). The code has no short-term rental license and no municipal occupancy tax beyond the seven-day minimum.
Land Use § 147-17.1C(2) to (4), (6) and (10), D(1); § 147-6J; Certificates of Occupancy § 101-3B, C and F (as amended 12-7-2020 by Ord. No. 2020-15 and 11-7-2022 by Ord. No. 2022-12); Rental Property §§ 189-2, 189-3, 189-7, 189-9The fine print: 10 caveats that can change the picture
- Bay Head has no market-rate ADU of any form: the only accessory unit Chapter 147 allows is the deed-restricted affordable accessory apartment of § 147-17.1 (Ord. No. 2000-5; the eCode360 Disposition List prints its adoption date as '9-5-2000?'), which must be rented to income-qualified low- or moderate-income households for at least 10 years, is capped at 10 units borough-wide, and carries a borough subsidy of at least $10,000 per unit (§ 147-17.1D(3), citing N.J.A.C. 5:93-5.9(a)2). DCA's July 2026 municipal status report lists Bay Head's 'ACCESSORY APARTMENTS PROGRAM' at 0 units, and the borough's affordable housing trust fund ($292,667.60 collected since inception and none spent, as of 3-6-2026) records no accessory apartment expenditure.
- The section was written for COAH's second-round rules (N.J.A.C. 5:93), which it cites for rents, marketing and the subsidy, and it routes every application through a program administrator the Council must designate (§ 147-17.1D); whether an administrator is currently designated could not be confirmed. An apartment created without permits can be legalized only as a deed-restricted affordable unit, with no borough subsidy (§ 147-17.1C(11)).
- Lot gate: the apartment must sit on a lot that meets Appendix A for its zone: 10,000 sq ft, 100 ft wide and 100 ft deep in R-100, R-100-BF and R-100-OF (corner lots 10,000 sq ft in R-100 and R-100-BF and 12,000 sq ft in R-100-OF east of East Avenue, § 147-5B), 5,000 sq ft and 50 ft wide in R-50, B & B and B-1, and 10,000 sq ft in B-2. Lots of record on May 1, 1977 in the three R-100 zones with at least 5,000 sq ft and 50 ft of width 'shall not be considered nonconforming with respect to the lot area, lot width and lot frontage requirements of the R-100 Zone' (§ 147-2, Nonconforming lot, extended to R-100-BF and R-100-OF by Ord. No. 2024-13 after a 5-14-2024 Zoning Officer opinion); the code does not say whether such a lot 'meets the Schedule' for § 147-17.1A.
- Mixed-use exception, not an ADU: § 147-6M lets a lot in a business zone hold one residential unit, which 'must be contained within and be part of the principal structure permitted for the business use.' No zone permits a two-family dwelling, and § 147-6K bars building or enlarging a structure for use as an apartment, two-family or multifamily dwelling.
- Flood rules: enclosed space below the lowest floor of a new or substantially improved house may be used only for parking, building access or storage, an enclosure over six feet tall needs a recorded deed restriction that 'prohibits habitation of the enclosure,' and in V and Coastal A zones new enclosures must be under 295 sq ft (§ 126-78A(5), B(5) and B(6), Ord. No. 2022-09), so the ground level under a lifted shore house cannot become an apartment.
- Existing second units: a second dwelling that predates the zoning may continue as a nonconforming use but may not be expanded, is lost after one year of discontinuance, and its structure may be altered only up to 50 percent in the aggregate unless brought into conformity (§ 147-15A to D).
- Fourth Round: DCA's calculation gives Bay Head a present need of 0 and a prospective need of 40 (434 households in 2020), but no Bay Head filing appears in the NJ Courts Ocean County affordable housing library (25 Ocean County municipalities listed on 2026-10-28; the library is not a complete index), and no affordable housing ordinance appears among Ord. Nos. 2025-01 to 2025-18 or the 2026 ordinances through Ord. No. 2026-10 (clerk's notices captured 5-17-2026). The borough's other affordable housing rules are the Municipal Housing Liaison article (§§ 147-72 to 147-74, Ord. No. 2007-04) and a 20 percent set-aside for multifamily developments of 10 or more units approved by use variance or rezoning (§ 147-6O); the former § 147-17.2 Affordable housing (Ord. No. 2000-6) was repealed 5-5-2014 by Ord. No. 2014-05. A Fourth Round settlement or builder's remedy action could still bring new zoning.
- Codification gap: eCode360 is current only through 12-01-2025 (Supp. 32) with an empty New Laws bank, and the borough website blocks automated reading, so ordinances introduced after mid-May 2026 were not seen; Ord. Nos. 2026-01 to 2026-10 touch none of Chapters 101, 126, 147 or 189.
- Rentals: every rental of a dwelling unit, including an affordable accessory apartment, needs a rental certificate of occupancy with inspection (§ 101-3), and tenancies under seven days are banned borough-wide (§ 101-3C(3)); § 101-4A fines violations of '§ 101-3C(4)' $1,250 per occurrence, but the current § 101-3C ends at (3), the seven-day ban.
- New Jersey has no statewide ADU law. S1786 (reported with amendments 6-1-2026 and now in Senate Budget and Appropriations) would make an ADU a permitted use as of right on lots where a single- or two-family dwelling is permitted, with no added off-street parking, a five-foot lot-line setback, height no greater than the house, a 60-day deemed-approval clock and no rentals under 30 days for new ADUs; Bay Head (930 residents on about 0.59 square miles of land in the 2020 census, roughly 1,590 per square mile) falls under the bill's under-9,000 branch. Its carve-out spares a municipality whose ordinance 'permitting and providing a reasonable opportunity for the development of accessory dwelling units' took effect by January 1, 2025; whether Bay Head's affordable-only, 10-unit program, which has produced no units, would qualify is untested.
Summarized from Bay Head's ordinance text, read October 2026; every row links the code section it came from. Rules often vary by zone and lot, so treat this as orientation, not a permit determination, and confirm with the planning department before you commit to a design.
ADU regulations
Short-term rental rules
Planning to rent your ADU on Airbnb or VRBO? Bay Head regulates short-term rentals separately; check these before counting on nightly rental income.
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