City · Washington
ADU rules in Bellingham
These are the primary sources for accessory dwelling unit regulations in Bellingham: the city's own zoning code, planning department pages, and permit guides. Start here before talking to anyone: the rules below are what your permit reviewer will apply.
Rules at a glance
Detached ADUs (D-ADUs) are a use permitted outright in residential single areas (BMC 20.30.030(A)(7)) and residential multi areas (BMC 20.32.030(A)(8)), subject to the standards in BMC 20.10.036. BMC 20.10.036(B)(5)(a) allows up to two ADUs on a single lot of record 'in any configuration of attached or detached,' so two detached units on one lot are permitted, and they may sit alongside a single-family home, duplex, triplex, fourplex, townhome, or other principal unit. A detached ADU may be converted from an existing structure, including a detached garage, even if that structure violates current setback or lot coverage rules. The one hard exclusion is the Lake Whatcom Reservoir area regulated by Chapter 16.80 BMC, where new ADUs are not allowed at all.
BMC 20.10.036(B)(1), (B)(5)(a), (B)(15); BMC 20.30.030(A)(7); BMC 20.32.030(A)(8)Attached ADUs (A-ADUs), which include basement and other interior conversions as well as additions to the principal dwelling, are likewise a use permitted outright in residential single areas (BMC 20.30.030(A)(6)) and residential multi areas (BMC 20.32.030(A)(7)). The same two-per-lot allowance in BMC 20.10.036(B)(5)(a) covers any mix of attached and detached, so a homeowner may build two attached units, two detached units, or one of each. Under BMC 20.10.036(B)(2) an attached ADU must meet the zoning standards that apply to the principal unit for height, setbacks, floor area and floor area ratio, garage and parking design, accessory buildings, and open space, except where BMC 20.10.036 provides otherwise. The Lake Whatcom Chapter 16.80 BMC exclusion applies to attached units too.
BMC 20.10.036(B)(1), (B)(2), (B)(5)(a); BMC 20.30.030(A)(6); BMC 20.32.030(A)(7)BMC 20.10.036(B)(6)(a) caps any ADU, attached or detached, at 1,000 square feet, and the cap applies per unit rather than per lot, so two 1,000 square foot ADUs are possible. A detached ADU may add up to 800 square feet of attached ancillary space (garage, workshop, garden shed, storage shed) reachable from outside by a person door, but the combined structure is separately limited to 1,800 square feet for one D-ADU and 2,000 square feet for two attached D-ADUs unless the hearing examiner grants a conditional use permit under Chapter 20.16 BMC; even then the ADU floor area itself, excluding ancillary space, cannot exceed 1,000 square feet. Height is the other real limit: a detached ADU may not exceed 24 feet under BMC 20.08.020 height definition No. 1 or 12 feet under height definition No. 2, while an attached ADU takes the principal unit's limit, which is 35 feet and 20 feet respectively in residential single areas.
BMC 20.10.036(B)(6)(a) and (b), (B)(8); BMC 20.30.040(E)Bellingham deleted its owner-occupancy rule by Ordinance 2025-12-035, passed December 8, 2025. Until then BMC 20.10.036(B)(4)(b) required an owner to live on any residential-single property containing an ADU and to record an affidavit before the building permit issued, an obligation the code itself said would last only 'until occupancy requirements are preempted by the state law.' The current section's subsection (B)(4) is titled 'Ownership and Land Division' and contains no occupancy requirement at all, matching RCW 36.70A.681(1)(b), which bars a city from requiring the owner of an ADU lot to occupy any unit on it. The city's ADU page states 'Owner occupancy: Not required' for both attached and detached units. Homeowners who recorded a Covenant for Owner Occupancy under the old rule must record a release of covenant at the Whatcom County Auditor's Office to clear title; the covenant does not lapse on its own.
BMC 20.10.036(B)(4) as amended by Ord. 2025-12-035 § 2 (Dec. 8, 2025); RCW 36.70A.681(1)(b)No off-street parking is required for an ADU anywhere in Bellingham. Ordinance 2025-12-035 struck the old requirement of one on-site stall per ADU, and BMC 20.10.036(B)(9) now opens with the conditional 'When parking is provided, the following provisions apply,' making any ADU parking elective. The citywide parking table at BMC 20.12.010(B)(3) lists single-family, duplex/multifamily, hotel and similar uses but has no accessory dwelling unit row, so nothing outside BMC 20.10.036 imposes a number. If an owner does add parking it must meet the design rules: stalls at least eight feet by 18 feet, and no parking in a required front or side street setback except in tandem behind legally established parking. This is more generous than RCW 36.70A.681(2), which only bars parking mandates within half a mile of a major transit stop and caps them elsewhere.
BMC 20.10.036(B)(9) as amended by Ord. 2025-12-035; BMC 20.12.010(B)(3)An ADU is a Type I land use decision under BMC 21.10.040(B)(31), which the code defines as 'an administrative review and decision by the director' that is exempt from notice requirements, and BMC 20.10.036(D) routes ADU applications through Chapter 21.10 BMC. In practice an applicant files both a land use permit and a building permit, with the land use approval required before the building permit issues, and the two may be submitted at the same time. Two escalations exist: a Type I decision that needs a SEPA threshold determination becomes Type II (BMC 21.10.040(C)(18)), as does a project of seven or more dwelling units including ADUs under interim Ordinance 2025-12-032; and a detached ADU that exceeds the ancillary-space size ceilings in BMC 20.10.036(B)(6)(b) needs a Type III-A conditional use permit decided by the hearing examiner after a neighborhood meeting and public hearing. Minor modifications to ADU development standards stay within the Type I process.
BMC 21.10.040(B) and (B)(31); BMC 20.10.036(D), (B)(3), (B)(6)(b)Nothing in BMC 20.10.036 limits long-term tenancy, and with owner occupancy repealed an owner may rent both the house and the ADUs. Every rented ADU must be enrolled in the Rental Registration and Safety Inspection Program under Chapter 6.15 BMC; the city waives fees and inspection for an attached ADU only when it is the sole rental on the property and the owner lives in the house or the ADU, while detached ADUs are never exempt. Short-term rentals (stays under 30 nights) are governed by BMC 20.10.037: they are allowed in legally established attached ADUs citywide and in detached ADUs in commercial, residential multi and urban village areas, but BMC 20.10.037(B)(5)(c) flatly bars them in detached ADUs in residential single areas until the citywide vacancy rate reaches four percent and the council revisits the question. Only one short-term rental permit is allowed per operator, and on a site with an ADU the permit may cover the principal unit or the ADU but not both; in residential areas the unit must be the operator's primary residence at least 270 days a year and the whole unit may be rented no more than 95 days a year. Separately, BMC 20.10.036(B)(4)(a) allows an ADU to be sold or conveyed as a condominium unit independent of the principal unit.
BMC 20.10.037(B)(5), (C); BMC 20.10.036(B)(4)(a); Chapter 6.15 BMCThe fine print: 8 caveats that can change the picture
- Lake Whatcom Reservoir carve-out: no new ADUs on property regulated by Chapter 16.80 BMC, which covers all land inside the city limits draining to Basin One of Lake Whatcom as shown on Map 16.80.040 (BMC 20.10.036(B)(1)). BMC 16.80.060(A)(6) and (7) recognize only attached ADUs approved before January 8, 2001 and attached or detached units that existed before January 1, 1995. RCW 36.70A.681(4) exempts watersheds serving a potable-water reservoir listed as impaired under section 303(d) of the Clean Water Act, so this exclusion does not make Bellingham noncompliant with the state ADU mandate.
- The 1,000 sq ft cap is per ADU, not per lot, and it measures the dwelling itself. A detached ADU plus attached ancillary space is separately capped at 1,800 sq ft (one D-ADU) or 2,000 sq ft (two attached D-ADUs); exceeding those totals requires a Type III-A hearing examiner conditional use permit under Chapter 20.16 BMC even though the ADU floor area stays at or under 1,000 sq ft.
- Height limits split by ADU type: detached ADUs are capped at 24 feet under height definition No. 1 or 12 feet under definition No. 2 (BMC 20.10.036(B)(8)), while attached ADUs inherit the principal unit's limit, 35 feet and 20 feet respectively in residential single areas (BMC 20.30.040(E)). Bellingham's 24-foot detached figure sits exactly at the floor RCW 36.70A.681(1)(g) sets.
- Short-term rental is the one place where detached ADUs are treated worse than attached: BMC 20.10.037(B)(5)(c) does not permit short-term rentals in detached ADUs in residential single areas. RCW 36.70A.680(5)(a) expressly preserves a city's power to restrict ADU short-term rentals, so this is not a state-law conflict.
- Separate sale versus separate lot: an ADU may be conveyed as a condominium unit independent of the principal unit (BMC 20.10.036(B)(4)(a)), but splitting the land is narrower. Only detached ADUs may be subdivided onto their own lots, and only when those lots are deed restricted to affordable owner-occupied units under Chapter 20.29 BMC. ADUs may also be converted to principal units if they meet all applicable codes and pay the balance of principal-unit impact fees.
- Owner-occupancy covenants recorded under the pre-2026 rule stay on title until released. The city instructs owners to record a release of covenant with the Whatcom County Auditor's Office and publishes a form for it, so a title search may still show an occupancy restriction that is no longer enforceable.
- Interim Ordinance 2025-12-032, effective December 23, 2025 through December 4, 2026 absent further council action, separately allows infill housing of up to six units per lot in all predominantly residential areas except the Lake Whatcom Reservoir. It is a different track from the ADU rules, but it changes the permit path: a project of seven or more dwelling units including ADUs is bumped to a Type II process.
- Impact fees: BMC 19.06.030(B)(1) exempts an ADU created inside an existing single-family structure or an existing detached accessory building from multimodal transportation impact fees, provided the converted area was built as of May 21, 2018 and the work does not include converting a garage or adding floor area. The codified fee schedule at BMC 19.06.040 has no ADU line item, so a newly built ADU appears to be assessed as a dwelling unit; whether that meets the 50 percent cap in RCW 36.70A.681(1)(a) could not be confirmed from codified text alone.
Summarized from Bellingham's ordinance text, read August 2026; every row links the code section it came from. Rules often vary by zone and lot, so treat this as orientation, not a permit determination, and confirm with the planning department before you commit to a design.
ADU regulations
- cob.orgOfficial sourceVerified August 2026https://cob.org/services/planning/development/adu-ordinance-updates
- bellingham.municipal.codesOfficial sourceVerified August 2026Municipal Code §20.10.036https://bellingham.municipal.codes/BMC/20.10.036
- cob.orgOfficial sourceVerified August 2026https://cob.org/wp-content/uploads/City-of-Bellingham-ADU-Quick-Guide.pdf
- cob.orgOfficial sourceVerified August 2026https://cob.org/wp-content/uploads/adu-homeowner-handbook.pdf
Short-term rental rules
Planning to rent your ADU on Airbnb or VRBO? Bellingham regulates short-term rentals separately; check these before counting on nightly rental income.
Washington statewide law also applies
Washington sets baseline ADU rights at the state level. Where local rules are stricter than state law allows, state law usually wins, so both are worth reading.
See Washington statewide rulesSpotted something outdated?
Zoning codes change. If a link is dead or Bellingham has updated its ordinance, report it and we'll verify against the official source.
Report a correctionReady to build?
Planning an ADU in Bellingham?
Tell us about your project and we'll match you with vetted local designers and builders as we bring them online. No cost, no obligation.