City · Florida

ADU rules in Key West

3 sources

These are the primary sources for accessory dwelling unit regulations in Key West: the city's own zoning code, planning department pages, and permit guides. Start here before talking to anyone: the rules below are what your permit reviewer will apply.

Rules at a glance

Detached (backyard) ADU
Conditional

The SF (single-family residential) district accommodates one accessory attached or detached unit per principal dwelling unit, but only if the unit wins a building permit allocation under the BPAS growth cap and meets the affordability and occupancy criteria of Sec. 122-233. No other residential district (LDR-C, MDR, MDR-1, MDR-C, HDR, HDR-1) lists accessory units; a separate accessory unit infill program covers mixed use and commercial districts.

Code of Ordinances Sec. 122-232 (Ord. 24-10, 3-14-2024)
Attached or internal ADU
Conditional

Same authorization as detached: one accessory attached or detached unit per principal dwelling in the SF district, subject to BPAS allocation and the Sec. 122-233 criteria. Under the BPAS definitions, an accessory unit cannot take up more than 40 percent of the principal structure.

Code of Ordinances Secs. 122-232 and 108-986
Maximum size
300 to 600 square feet (both a maximum and a minimum). Maximum one bedroom unless the planning board approves a second bedroom by variance, and even then total floor area stays capped at 600 square feet. An accessory unit within the principal structure cannot exceed 40 percent of that structure.

The size band appears identically in Sec. 122-233(a)(10), the Sec. 86-9 definition, and the Sec. 108-986 BPAS definition. Accessory units are exempt from lot coverage, impervious surface (if stormwater is contained on site as certified by a licensed engineer), and landscaping requirements, and must keep a minimum 5-foot rear and side setback.

Code of Ordinances Secs. 122-233(a)(10), 122-234, 108-986
Owner occupancy
Depends

The zoning sections (122-232 to 122-234) impose no ongoing owner-occupancy rule, but the BPAS definition requires that when an accessory unit occupancy permit is originally initiated, the principal unit must be owned and occupied by a permanent resident. The accessory unit itself must be occupied by permanent residents as a primary residence.

Code of Ordinances Sec. 108-986; Sec. 122-233(a)(2)
Extra parking
None. There is no additional parking requirement for the accessory unit, and parking surfaces are not counted as open space.

Sec. 122-233(a)(8): 'There shall be no additional parking requirement for the Accessory unit.' In the separate mixed-use accessory unit infill program, applicants may provide two bicycle or scooter parking spaces per unit as an alternative to seeking parking variances.

Code of Ordinances Sec. 122-233(a)(8); Sec. 122-1470(a)
Approval process
Permitted use

Accessory residential units are listed among the permitted uses of the SF district (Sec. 122-235(1)), so no conditional use approval is needed. However, every unit must first win a building permit allocation under the BPAS growth cap (counted as 0.78 dwelling unit), and a second bedroom requires a planning board variance. BPAS applications for accessory units can be received at any time during the allocation year.

Code of Ordinances Secs. 122-235(1), 122-232, 108-994, 108-997
Rental restrictions
Every accessory unit is deed-restricted affordable housing in perpetuity: monthly rent, excluding utilities, may not exceed 25 percent of 100 percent of the monthly median household income for Monroe County (adjusted for family size), recorded as a perpetual deed restriction filed with the city and the clerk of the circuit court. Occupants must meet the workforce housing Affordable Housing (Middle Income) limits under Sec. 86-9 and be permanent residents using the unit as a primary residence. Units may not be rented transiently (no vacation rental business tax receipt) and cannot be sold separately as a condominium.

The rent cap and perpetual recording are in Sec. 122-233(a)(1) and (b); the no-transient-rental and no-condo-sale rules are in the Sec. 86-9 accessory unit definition and Sec. 122-233(a)(3).

Code of Ordinances Sec. 122-233(a)(1)-(3), (b); Sec. 86-9 (definition of accessory unit)
The fine print: 4 caveats that can change the picture
  • Growth cap gate: no accessory unit can be built without a building permit allocation under Key West's Building Permit Allocation System (Ch. 108, Art. X), where an accessory unit counts as 0.78 equivalent single-family unit; allocations are coordinated with Monroe County hurricane evacuation clearance times.
  • Perpetual affordability: the rent cap (25 percent of Monroe County median household income) and workforce-income permanent-resident occupancy must be recorded as a deed restriction in perpetuity with the city and clerk of the circuit court before approval.
  • SF district only for the standard accessory unit; a separate 'accessory unit infill' program (Sec. 122-1470) allows affordable workforce accessory units on commercial and institutional sites in mixed use districts (HDR, CL, CG, CT, RO, HRCC-1-3, HNC-1-3, HCT, HRO per the Sec. 86-9 definition).
  • Accessory units are exempt from lot coverage, impervious surface, and landscaping requirements, but are NOT exempt from impact fees (Sec. 122-232).

Summarized from Key West's ordinance text, read July 2026; every row links the code section it came from. Rules often vary by zone and lot, so treat this as orientation, not a permit determination, and confirm with the planning department before you commit to a design.

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ADU regulations

Florida statewide law also applies

Florida sets baseline ADU rights at the state level. Where local rules are stricter than state law allows, state law usually wins, so both are worth reading.

See Florida statewide rules

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