City · Florida
ADU rules in Key West
These are the primary sources for accessory dwelling unit regulations in Key West: the city's own zoning code, planning department pages, and permit guides. Start here before talking to anyone: the rules below are what your permit reviewer will apply.
Rules at a glance
The SF (single-family residential) district accommodates one accessory attached or detached unit per principal dwelling unit, but only if the unit wins a building permit allocation under the BPAS growth cap and meets the affordability and occupancy criteria of Sec. 122-233. No other residential district (LDR-C, MDR, MDR-1, MDR-C, HDR, HDR-1) lists accessory units; a separate accessory unit infill program covers mixed use and commercial districts.
Code of Ordinances Sec. 122-232 (Ord. 24-10, 3-14-2024)Same authorization as detached: one accessory attached or detached unit per principal dwelling in the SF district, subject to BPAS allocation and the Sec. 122-233 criteria. Under the BPAS definitions, an accessory unit cannot take up more than 40 percent of the principal structure.
Code of Ordinances Secs. 122-232 and 108-986The size band appears identically in Sec. 122-233(a)(10), the Sec. 86-9 definition, and the Sec. 108-986 BPAS definition. Accessory units are exempt from lot coverage, impervious surface (if stormwater is contained on site as certified by a licensed engineer), and landscaping requirements, and must keep a minimum 5-foot rear and side setback.
Code of Ordinances Secs. 122-233(a)(10), 122-234, 108-986The zoning sections (122-232 to 122-234) impose no ongoing owner-occupancy rule, but the BPAS definition requires that when an accessory unit occupancy permit is originally initiated, the principal unit must be owned and occupied by a permanent resident. The accessory unit itself must be occupied by permanent residents as a primary residence.
Code of Ordinances Sec. 108-986; Sec. 122-233(a)(2)Sec. 122-233(a)(8): 'There shall be no additional parking requirement for the Accessory unit.' In the separate mixed-use accessory unit infill program, applicants may provide two bicycle or scooter parking spaces per unit as an alternative to seeking parking variances.
Code of Ordinances Sec. 122-233(a)(8); Sec. 122-1470(a)Accessory residential units are listed among the permitted uses of the SF district (Sec. 122-235(1)), so no conditional use approval is needed. However, every unit must first win a building permit allocation under the BPAS growth cap (counted as 0.78 dwelling unit), and a second bedroom requires a planning board variance. BPAS applications for accessory units can be received at any time during the allocation year.
Code of Ordinances Secs. 122-235(1), 122-232, 108-994, 108-997The rent cap and perpetual recording are in Sec. 122-233(a)(1) and (b); the no-transient-rental and no-condo-sale rules are in the Sec. 86-9 accessory unit definition and Sec. 122-233(a)(3).
Code of Ordinances Sec. 122-233(a)(1)-(3), (b); Sec. 86-9 (definition of accessory unit)The fine print: 4 caveats that can change the picture
- Growth cap gate: no accessory unit can be built without a building permit allocation under Key West's Building Permit Allocation System (Ch. 108, Art. X), where an accessory unit counts as 0.78 equivalent single-family unit; allocations are coordinated with Monroe County hurricane evacuation clearance times.
- Perpetual affordability: the rent cap (25 percent of Monroe County median household income) and workforce-income permanent-resident occupancy must be recorded as a deed restriction in perpetuity with the city and clerk of the circuit court before approval.
- SF district only for the standard accessory unit; a separate 'accessory unit infill' program (Sec. 122-1470) allows affordable workforce accessory units on commercial and institutional sites in mixed use districts (HDR, CL, CG, CT, RO, HRCC-1-3, HNC-1-3, HCT, HRO per the Sec. 86-9 definition).
- Accessory units are exempt from lot coverage, impervious surface, and landscaping requirements, but are NOT exempt from impact fees (Sec. 122-232).
Summarized from Key West's ordinance text, read July 2026; every row links the code section it came from. Rules often vary by zone and lot, so treat this as orientation, not a permit determination, and confirm with the planning department before you commit to a design.
ADU regulations
- library.municode.comOfficial sourceVerified July 2026Code of Ordinances §122-232https://library.municode.com/fl/key_west/codes/code_of_ordinances?nodeId=SPBLADERE_CH122ZO_ARTIVDI_DIV3REDI_SDIIISIMIREDISF_S122-232ACUN
- library.municode.comOfficial sourceVerified July 2026Code of Ordinances, Ch. 108https://library.municode.com/fl/key_west/codes/code_of_ordinances?nodeId=SPBLADERE_CH108PLDE_ARTXBUPEALSY
- library.municode.comOfficial sourceVerified July 2026Code of Ordinances §122-1470https://library.municode.com/fl/key_west/codes/code_of_ordinances?nodeId=SPBLADERE_CH122ZO_ARTVSUDIRE_DIV10WOFOHO_S122-1470ACUNIN
Florida statewide law also applies
Florida sets baseline ADU rights at the state level. Where local rules are stricter than state law allows, state law usually wins, so both are worth reading.
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