City · Florida

ADU rules in Largo

5 sources

These are the primary sources for accessory dwelling unit regulations in Largo: the city's own zoning code, planning department pages, and permit guides. Start here before talking to anyone: the rules below are what your permit reviewer will apply.

Rules at a glance

Detached (backyard) ADU
Allowed

The ADU 'can be constructed within a primary structure on the property, an attached unit, or a freestanding unit on the same lot as the primary residence or business.' Detached ADUs must be placed in side or rear yards (never front yards, buffer areas, or recorded easements), take the principal use's side and rear setbacks, must match the principal structure's architectural style, may not exceed the principal structure's height or two stories (whichever is lower), and must meet Florida Building Code separation distances. In the two Community Redevelopment Districts, a property with alley access may place an ADU at a 5-foot rear setback.

Comprehensive Development Code Sec. 16.14.1 and Sec. 16.14.4.A(3), (4), (9), (11), (12) (Ord. No. 2025-01, Sec. 42, 12-17-2024); Tables 7-3 and 7-8 note on alley-access rear setbacks (Secs. 7.2.3 and 7.2.4, Ord. No. 2026-07, 5-19-2026)
Attached or internal ADU
Allowed

Both internal (within the primary structure) and attached ADUs are expressly allowed alongside freestanding units; the city's ADU page lists 'inside the primary structure', 'on top of the primary structure' and detached as the three placements. An attached ADU's height calculation, including the garage or primary unit below, is capped at two stories, and every ADU needs a separate exit/entrance and its own street address.

Comprehensive Development Code Sec. 16.14.1 and Sec. 16.14.4.A(9), (14) (Ord. No. 2025-01, Sec. 42, 12-17-2024)
Maximum size
On residential lots: gross floor area may not exceed 800 sq ft or 50 percent of the living floor area (air conditioned/heated) of the principal structure, whichever is less; if 50 percent of the principal unit's living area is under 400 sq ft, the maximum ADU size is 400 sq ft. On non-residential properties: flat 800 sq ft cap.

Height is separately capped: a detached ADU may not exceed the principal structure's height or two stories, whichever is lower; an attached ADU counts the garage or primary unit below toward a two-story maximum. The 400 sq ft floor means a small house can still carry an ADU larger than half its own living area.

Comprehensive Development Code Sec. 16.14.4.A(8), (9) and Sec. 16.14.4.B(7) (Ord. No. 2025-01, Sec. 42, 12-17-2024)
Owner occupancy
Required

On residential lots, 'either the primary dwelling unit or the ADU must be occupied by the property owner,' and the notarized ADU affidavit includes an acknowledgment of owner occupancy requirements. The city's affidavit form adds that the unit 'is and shall remain owner-occupied' and that compliance 'shall be verified with the Homestead or Partial-Homestead Exemption status of the property'; the city's ADU page says an owner of a duplex, triplex or quadplex must live in one of the units. The parallel standards for ADUs accessory to non-residential uses (Sec. 16.14.4.B) contain no owner occupancy clause.

Comprehensive Development Code Sec. 16.14.4.A(6) and Sec. 16.14.3 (Ord. No. 2025-01, Sec. 42, 12-17-2024); City of Largo ADU Affidavit form (rev. 2-13-2025)
Extra parking
No minimum for the ADU itself if the property already meets the parking requirement for the primary use; otherwise 1 space per ADU (Table 9-2). The ADU also must not reduce the primary structure's parking below the Sec. 9.5 minimums (single-family minimum is 1 space per dwelling unit).

Table 9-2 (Vehicle Parking Requirements) lists 'Accessory Dwelling Unit (ADU): No Min if property meets parking requirements for the primary use and if not then 1/ADU, No Max.' Sec. 16.14.4.A(13) and B(11) require that the ADU 'not reduce the number of parking spaces to the primary residential structure below the parking minimums established by Section 9.5.'

Comprehensive Development Code Sec. 9.5.4 Table 9-2 (Ord. No. 2025-01, Sec. 28, 12-17-2024) and Sec. 16.14.4.A(13), B(11)
Approval process
Permitted use

ADUs on residential and non-residential properties 'are permitted subject to' listed objective standards; required submissions are a boundary survey, building permit, related permit inspections, and (for residential lots) the notarized ADU affidavit. No conditional use or public hearing step applies, and Sec. 3.2.1 excludes ADUs from small scale site plan review; the city's ADU page routes applications through the building permit portal (permit type 'Accessory Structure', subtype 'ADU'). ADUs must be accessory to a use allowed under Tables 6-1 and 6-2.

Comprehensive Development Code Sec. 16.14.3 and Sec. 16.14.4.A, B (Ord. No. 2025-01, Sec. 42, 12-17-2024); Sec. 3.2.1 (Ord. No. 2025-01, Sec. 2, 12-17-2024)
Rental restrictions
On single-family and small-type housing lots, the property owner must sign a notarized Accessory Dwelling Unit Affidavit attesting that the unit, if rented, will only be rented at an affordable rate to extremely-low-income, very-low-income, low-income, or moderate-income persons as defined in Section 163.31771, Florida Statutes, and acknowledging owner occupancy requirements.

The city's affidavit form must be recorded with the Pinellas County Clerk before the permit application, states that its obligations 'run as covenants with the land' binding later owners, and warns that the owner 'will be subject to code enforcement action if found in violation.' Short-term vacation rentals are governed separately by CDC Sec. 15.18, which permits them in every residential land use designation subject to occupancy, parking and responsible-party rules and says nothing specific about ADUs; how its rules combine with the affordable-rate affidavit is not addressed in the code. Ord. No. 2026-33 (passed on first reading 9-1-2026, public hearing 10-6-2026) would add annual short-term rental registration and life-safety inspections to Sec. 15.18.

Comprehensive Development Code Sec. 16.14.3 (Ord. No. 2025-01, Sec. 42, 12-17-2024); Sec. 15.18 (Ord. No. 2019-28, 3-19-2019); City of Largo ADU Affidavit form (rev. 2-13-2025)
The fine print: 7 caveats that can change the picture
  • No ADUs are permitted in the Coastal High Hazard Area (CHHA) or Special Flood Hazard Area (SFHA), a major restriction in coastal Largo (Sec. 16.14.4.A(2) and B(2); Sec. 7.6.1).
  • ADUs are not permitted for multi-family developments, and not on lots with Cottage Courts or medium-type housing; one ADU per lot maximum (Sec. 16.14.2, 16.14.4.A(5)).
  • Table 6-1 allows ADUs in every land use category except Industrial Limited (IL), Industrial General (IG), Recreation/Open Space (R/OS), Preservation (P) and Transportation/Utility (T/U); in the Community Redevelopment Districts Table 6-2 allows them in every character district except Flex Employment (FE). Ord. No. 2026-07 (5-19-2026) opened the MUC and MA character districts to ADUs.
  • ADUs may be accessory to non-residential uses (per Tables 6-1 and 6-2) as well as to single-family homes and small-type housing; the non-residential track has its own standards without an owner occupancy or affordability affidavit requirement (Sec. 16.14.4.B).
  • Manufactured homes, campers, and recreational vehicles are not eligible to be used as ADUs; units must meet the Florida Building Code whether site-built or modular, and a code-compliant tiny house may serve as an ADU (Sec. 16.14.4.A(15), Sec. 15.22.1.C).
  • ADUs are exempt from the maximum dwelling-units-per-acre density standard (Sec. 16.14.1, Sec. 8.2.3.B and the Chapter 20 definition).
  • Detached ADUs are barred from front yards, buffer areas, and recorded easements, and take the same side and rear setbacks as the principal use (Sec. 16.14.4.A(3), (11)).

Summarized from Largo's ordinance text, read September 2026; every row links the code section it came from. Rules often vary by zone and lot, so treat this as orientation, not a permit determination, and confirm with the planning department before you commit to a design.

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ADU regulations

Short-term rental rules

Planning to rent your ADU on Airbnb or VRBO? Largo regulates short-term rentals separately; check these before counting on nightly rental income.

Florida statewide law also applies

Florida sets baseline ADU rights at the state level. Where local rules are stricter than state law allows, state law usually wins, so both are worth reading.

See Florida statewide rules

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