County · Florida
ADU rules in Monroe County
These are the primary sources for accessory dwelling unit regulations in Monroe County: the county's own zoning code, planning department pages, and permit guides. Start here before talking to anyone: the rules below are what your permit reviewer will apply.
Unincorporated areas only
County zoning applies only outside city limits. If your property is inside a city or town, that municipality's own ADU ordinance governs instead, even though it sits within Monroe County.
Find your city's rules in FloridaRules at a glance
The Land Development Code affirmatively excludes ADU-type uses from accessory uses: 'Accessory uses shall not include secondary dwelling units or lock-out units or any other habitable structures that are occupied by a separate and independent household.' No zoning district or program in the code authorizes accessory dwellings; a full-text search of the code returns zero occurrences of 'accessory dwelling'.
Land Development Code Sec. 101-1, definition of 'accessory use or accessory structure'The dwelling unit definition excludes attached and internal secondary units: 'Dwelling units shall not include additional dwelling units, secondary dwelling units, lock-out units, or any other habitable structures that create a separate independent living area that are occupied by a separate and independent household, without an additional ROGO allocation or ROGO exemption.' The definition includes a building-configuration table used at plan review to prevent lock-out units (for example, a lockable internal connection plus a full kitchen is disallowed).
Land Development Code Sec. 101-1, definition of 'dwelling unit'Because the code contains no ADU authorization, it sets no ADU size limit. Any additional dwelling unit would be a full dwelling unit requiring its own ROGO allocation or exemption under the county's rate-of-growth system.
Land Development Code Sec. 101-1, definition of 'dwelling unit'; Sec. 138-19, Residential Rate of Growth Ordinance (ROGO)Not applicable; no ADU provisions exist, so no owner-occupancy rule for ADUs can exist in the code.
Land Development Code Sec. 101-1, definition of 'accessory use or accessory structure'The code has no ADU category, so it prescribes no ADU parking standard.
Land Development Code Sec. 101-1, definition of 'accessory use or accessory structure'No permit pathway for an ADU exists because the use is not authorized. Any additional dwelling unit requires its own residential ROGO allocation or exemption; Sec. 138-19 defines the annual residential ROGO allocation as the maximum number of dwelling units for which building permits may be issued during an annual allocation period, and units compete through the ROGO application process.
Land Development Code Sec. 101-1, definition of 'dwelling unit'; Sec. 138-19, Residential Rate of Growth Ordinance (ROGO)Sec. 134-1(a) requires an owner or agent to obtain an annual, nontransferable special vacation rental permit for each dwelling unit before renting it as a vacation rental as defined in Sec. 101-1. This governs existing lawful dwelling units, not ADUs.
Land Development Code Sec. 134-1, Vacation Rental UsesThe fine print: 4 caveats that can change the picture
- Unincorporated Monroe County has no ADU authorization at all: the Sec. 101-1 definition of accessory use affirmatively excludes secondary dwelling units, lock-out units, and any other habitable structures occupied by a separate and independent household, and a full-text search of the Land Development Code returns zero occurrences of 'accessory dwelling', 'guest unit', or 'habitable accessory'.
- Any additional dwelling unit is treated as a new full dwelling unit that requires its own ROGO (rate-of-growth ordinance) allocation or exemption under Chapter 138; building permits for new residential units are capped by annual and quarterly ROGO allocations.
- This entry covers unincorporated Monroe County only. Incorporated Keys municipalities, including Key West, have their own land development codes; Key West separately allows accessory units under its own code and is not governed by these county provisions.
- Plan review polices internal lock-out configurations using the building-type table in the Sec. 101-1 dwelling unit definition, which disallows combinations such as a separate entrance with a lockable internal connection and a full kitchen.
Summarized from Monroe County's ordinance text, read July 2026; every row links the code section it came from. Rules often vary by zone and lot, so treat this as orientation, not a permit determination, and confirm with the planning department before you commit to a design.
ADU regulations
- library.municode.comOfficial sourceVerified July 2026Land Development Code §101-1https://library.municode.com/fl/monroe_county/codes/land_development_code?nodeId=CH101GEPR_S101-1DE
- library.municode.comOfficial sourceVerified July 2026Land Development Code §138-19https://library.municode.com/fl/monroe_county/codes/land_development_code?nodeId=CH138RAGRRERONR_ARTIIRERAGRLIRO_S138-19RERAGRORRO
Florida statewide law also applies
Florida sets baseline ADU rights at the state level. Where local rules are stricter than state law allows, state law usually wins, so both are worth reading.
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Zoning codes change. If a link is dead or Monroe County has updated its ordinance, report it and we'll verify against the official source.
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