County · Florida

ADU rules in Monroe County

3 sources

These are the primary sources for accessory dwelling unit regulations in Monroe County: the county's own zoning code, planning department pages, and permit guides. Start here before talking to anyone: the rules below are what your permit reviewer will apply.

Unincorporated areas only

County zoning applies only outside city limits. If your property is inside a city or town, that municipality's own ADU ordinance governs instead, even though it sits within Monroe County.

Find your city's rules in Florida

Rules at a glance

Detached (backyard) ADU
Not allowed

The Land Development Code affirmatively excludes ADU-type uses from accessory uses: 'Accessory uses shall not include secondary dwelling units or lock-out units or any other habitable structures that are occupied by a separate and independent household.' No zoning district or program in the code authorizes accessory dwellings; a full-text search of the Land Development Code, Code of Ordinances and Comprehensive Plan returns zero occurrences of 'accessory dwelling' or 'accessory unit'.

Land Development Code Sec. 101-1, definition of 'accessory use or accessory structure'
Attached or internal ADU
Not allowed

The dwelling unit definition excludes attached and internal secondary units: 'Dwelling units shall not include additional dwelling units, secondary dwelling units, lock-out units, or any other habitable structures that create a separate independent living area that are occupied by a separate and independent household, without an additional ROGO allocation or ROGO exemption.' The definition includes a building-configuration table used at plan review to prevent lock-out units (for example, a lockable internal connection plus a full kitchen is disallowed).

Land Development Code Sec. 101-1, definition of 'dwelling unit'
Maximum size
Not applicable; no ADU provisions exist

Because the code contains no ADU authorization, it sets no ADU size limit. Any additional dwelling unit would be a full dwelling unit requiring its own ROGO allocation or exemption under the county's rate-of-growth system.

Land Development Code Sec. 101-1, definition of 'dwelling unit'; Sec. 138-19, Residential Rate of Growth Ordinance (ROGO)
Owner occupancy
No ADU allowed

Not applicable; no ADU provisions exist, so no owner-occupancy rule for ADUs can exist in the code.

Land Development Code Sec. 101-1, definition of 'accessory use or accessory structure'
Extra parking
Not applicable; no ADU provisions exist

The code has no ADU category, so it prescribes no ADU parking standard.

Land Development Code Sec. 101-1, definition of 'accessory use or accessory structure'
Approval process
No ADU allowed

No permit pathway for an ADU exists because the use is not authorized. Any additional dwelling unit requires its own residential ROGO allocation or exemption; Sec. 138-19 defines the annual residential ROGO allocation as the maximum number of dwelling units for which building permits may be issued during an annual allocation period, and units compete through the ROGO application process.

Land Development Code Sec. 101-1, definition of 'dwelling unit'; Sec. 138-19, Residential Rate of Growth Ordinance (ROGO)
Rental restrictions
Not applicable to ADUs; no ADU provisions exist. Separately, renting any dwelling unit for less than 28 days is a vacation rental: it is prohibited in the Improved Subdivision (IS) districts except IS-V and qualifying gated communities, in the URM and URM-L mobile home districts except qualifying gated communities, and in the Sparsely Settled, Native Area and Mainland Native districts; where allowed, it requires an annual special vacation rental permit under Sec. 134-1.

Sec. 101-1 defines a vacation rental as a dwelling unit 'rented, leased or assigned for tenancies of less than 28 days duration.' Sec. 134-1(a) requires an annual, nontransferable special vacation rental permit for each dwelling unit before it is rented that way, and Sec. 134-1(k)(1) makes it unlawful to rent or advertise any dwelling unit for vacation rental use in a district where the use is prohibited. Sec. 130-83(b) states 'Vacation rental use is prohibited in all IS districts and subdistricts, except in' IS-V districts and controlled-access gated communities whose association expressly regulates vacation rentals, which matters because IS is the most common single-family district in the Keys. Permitted vacation rentals need a licensed vacation rental manager, one parking space per bedroom, and mailed notice to owners within 300 feet. None of this creates a path to an ADU; it governs existing lawful dwelling units only.

Land Development Code Sec. 134-1, Vacation Rental Uses; Sec. 101-1, definition of 'vacation rental'; Sec. 130-83(b), Improved Subdivision District
The fine print: 5 caveats that can change the picture
  • Unincorporated Monroe County has no ADU authorization at all: the Sec. 101-1 definition of accessory use affirmatively excludes secondary dwelling units, lock-out units, and any other habitable structures occupied by a separate and independent household. A full-text search of the county's Land Development Code, Code of Ordinances and Comprehensive Plan returns zero occurrences of 'accessory dwelling' or 'accessory unit'; the terms 'secondary dwelling', 'guest units' and 'lock-out unit' appear only in exclusionary language.
  • Any additional dwelling unit is treated as a new full dwelling unit that requires its own ROGO (rate-of-growth ordinance) allocation or exemption under Chapter 138; building permits for new residential units are capped by annual and quarterly ROGO allocations.
  • This entry covers unincorporated Monroe County only. Incorporated Keys municipalities, including Key West, have their own land development codes; Key West separately allows accessory units under its own code and is not governed by these county provisions.
  • Plan review polices internal lock-out configurations using the building-type table in the Sec. 101-1 dwelling unit definition, which disallows combinations such as a separate entrance with a lockable internal connection and a full kitchen.
  • Two stray code references are not ADU authorizations: Code of Ordinances Sec. 2-701 lists 'the allowance of affordable accessory residential units in residential zoning districts' among the incentives the Affordable Housing Advisory Committee must evaluate (a state-mandated review duty), and Land Development Code Sec. 126-10 lets the City of Key West exempt units under the city's own accessory apartment ordinance from the county library impact fee.

Summarized from Monroe County's ordinance text, read September 2026; every row links the code section it came from. Rules often vary by zone and lot, so treat this as orientation, not a permit determination, and confirm with the planning department before you commit to a design.

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ADU regulations

Short-term rental rules

Planning to rent your ADU on Airbnb or VRBO? Monroe County regulates short-term rentals separately; check these before counting on nightly rental income.

Florida statewide law also applies

Florida sets baseline ADU rights at the state level. Where local rules are stricter than state law allows, state law usually wins, so both are worth reading.

See Florida statewide rules

Spotted something outdated?

Zoning codes change. If a link is dead or Monroe County has updated its ordinance, report it and we'll verify against the official source.

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